Coverage Options
Auto insurance can include several protection categories. This page gives a simple overview of common areas drivers often review.
Liability Coverage
Helps address bodily injury or property damage claims when a covered driver is legally responsible, subject to policy limits and exclusions.
Collision Coverage
May help repair or replace a covered vehicle after a collision with another vehicle or object, usually subject to a deductible.
Comprehensive Coverage
May apply to certain non-collision losses such as theft, vandalism, fire, glass damage, weather events, or animal impacts.
Uninsured Motorist
Can help when another driver lacks insurance or has insufficient coverage, depending on state requirements and selected limits.
Medical Payments / PIP
Some states and policies include medical payment or personal injury protection options for covered accident-related expenses.
Optional Add-Ons
Rental reimbursement, roadside assistance, gap coverage, and custom equipment protection may be available depending on carrier and policy.